Kannapolis Houses For Sale NC Charlotte Realtor

The Ten Commandments

*When preparing to apply for a mortgage*

Thou shall not... change jobs, become self employed, or quit your job.
Thou shall not... buy a car, truck, or van, (or you may be living in it!).
Thou shall not... use credit cards or let any accounts fall behind.
Thou shall not... buy furniture, or any major purchase ($250+).
Thou shall not... spend the money you have set aside for your closing.
Thou shall not... let anyone pull your credit report.
Thou shall not... make any cash large deposits ($250+).
Thou shall not... change bank accounts or move any money between accounts.
Thou shall not... co-sign for a loan for ANYONE.
Thou shall not... close any open accounts.

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don't pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

Check your credit rating. Straighten out any errors before its too late.
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
Choose a REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.
Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

Area Information
Knowing about the local real estate market and local community information is critical. Click here to learn all about Concord, Harrisburg, Kannapolis, Charlotle, Mooresville, Huntersville and other Cabarrus County areas.
Home buying info
Click here to receive free information about buying a home in Concord, Harrisburg, Kannapolis, Charlotle, Mooresville, Huntersville or any other surrounding local Cabarrus County real estate market.
Dream Home Finder
Do you have an idea as to what your perfect home might be? Click here to describe your ideal home.

Overview

Area Info Home Buying Info Dream Home Finder